Digital payments security: RBI mandates two-factor authentication; new norms kick in from April 2026
Digital payments security: RBI mandates two-factor authentication; new norms kick in from April 2026
The Reserve Bank of India (RBI) is set to bolster digital payment security by mandating two-factor authentication across India's payment ecosystem from April 1, 2026. This new framework requires at least two distinct authentication factors, including a dynamic element for each transaction. Card-not-present cross-border transactions will also get an extra layer of security by October 1, 2026.
The Reserve Bank of India (RBI) is set to bolster digital payment security by mandating two-factor authentication across India's payment ecosystem from April 1, 2026. This new framework requires at least two distinct authentication factors, including a dynamic element for each transaction. Card-not-present cross-border transactions will also get an extra layer of security by October 1, 2026.
The Reserve Bank of India (RBI) is set to bolster digital payment security by mandating two-factor authentication across India's payment ecosystem from April 1, 2026. This new framework requires at least two distinct authentication factors, including a dynamic element for each transaction. Card-not-present cross-border transactions will also get an extra layer of security by October 1, 2026. 
